Terms And Conditions

Welcome! Let’s start with some really important stuff you need to read and get to know while you are here.

Let's go through what terms of use are applicable, and what either of us are, or are not, responsible for.


By joining us, you are purchasing Halbertology (dot) com’s product or services. You will become a Client and/or Subscriber and are entering into a binding and enforceable contract, and you the Member/Subscriber agree to be bound by these Terms and Conditions (the “Agreement”).

This agreement is subject to change at any time, and changes may be effective without notice upon each Subscriber.

The term “Site” shall mean – the Site for which you are purchasing a username and password (login) or membership in any form in order gain access to that site and enjoy its contents and benefits of membership and/or services.

This agreement applies to but is not limited to the following websites: www (dot) halbertology (dot) com.

The term “Member” or “Membership,” as referred to in the terms and conditions shall mean – the holder (Subscriber) of a valid username and password (login) or allocation for the Site and or services during the term of membership. Membership is non-transferable and non-assignable.

The term “Subscriber,” as referred to in the terms and conditions shall mean – The End-user, Consumer, of the services of the Site and holder of a valid username and password (login) or allocation for the Site and/or services.

By becoming a Subscriber, you hereby authorize the imposition of charges to your credit card or other approved facility for all product charges through and/or from or pertaining to the product purchased.

The term “Login,” as referred to in the terms and conditions shall mean – The combination of unique username and password or allocation that is sold by, and used to access, the Site and/or services. A login is a non-exclusive, non-transferable license for that individual member, and no other, to use the Site and/or services for a period of time.

The term “Bookmarking,” as referred to in the terms and conditions shall mean – The act of placing a web page (URL) into a temporary file on the Subscriber’s browser so that the Subscriber may return to that page at a future date directly, without passing through any pages that may have been precedent.

Your Membership, username and password (login) or allocation, may not be assigned or transferred to any other person or entity. Any Subscriber must promptly inform the Site of any apparent breach of security, for example: loss, theft, or unauthorized disclosure or use of a username or password or allocation.

Until so notified, by e-mail or by telephone, of any breach in security, the Subscriber will remain personally liable for any unauthorized use of the Service. Subscriber is and shall be personally liable for, and shall defend, indemnify, and hold harmless the Site and its owners and any agency acting on its behalf from any and all damages, including loss of profits, loss of property, fines and penalties, losses and costs including attorneys’ fees, resulting from any attempted or actual unauthorized downloading or other duplication whether solely by Subscriber or with or under the authority of any other including governmental agency.

Refunds are permitted subject to ClickBank’s terms and policies.

Credit card users may be subject to a pre-authorization. The pre-authorization is not a charge to the credit card. However, the then applicable charge may be reserved against the Member’s available credit card limit. The Site will not be held responsible for bank charges, fees or penalties due to overdrawn or delinquent Subscriber accounts. Contact your credit card issuing financial institution for details.

It’s also really important that you understand that the contents of the website www (dot) halbertology (dot) com or any subsequent site replacing same, newsletters and emails, any product and materials or services you'll receive and any members’ area, and information received by way of any communication from or between us, are for general information and educational purposes only. Certain speakers and persons due to educate may or may not in some instances be able to do so. You acknowledge this and agree that no claim at all may be made against any such person or ourselves or our partners, affiliates, agents, and employees or any person in this regard.

By using this website or using/viewing any part of this website and purchasing any course or product or service, you agree to the terms of this agreement.

Neither we nor any third parties provide any warranty or guarantee as to the timeliness, performance, accuracy, completeness or suitability of the information and materials found or offered on this website or service for any particular purpose. You acknowledge that such information and materials may contain errors or inaccuracies and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

We have made every effort to accurately represent this product and/or service offered and its potential. Despite this there is no guarantee that you will earn any money using the techniques and ideas in these materials or as a result of the services. Examples in materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas, techniques, and services. We do not purport this as a get rich quick scheme – the techniques may be proven, however their capacity to create wealth is based purely on the commitment, determination, and willingness of the individual(s) concerned.

Materials in our product and/or our website and/or services may contain information that includes, or is based upon, forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. Words such as “anticipate,” “project,” “estimate,” “expect,” “plan,” “intend,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance might be used.

Any and all forward-looking statements found here, or on any of our sales material, or services are intended to express our opinion of earnings potential. There are many factors that will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s. In fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

All and earnings or income examples provided are only estimates of what we think you could earn. At no time is there any assurance that you will in fact also do so by replying on these figures.

Also, any earnings mentioned on this website are not to be considered as average earnings. We do not purport that any prior success or past results as to income earnings are indicative of your future success or results.

Internet businesses and marketing and earnings derived there from may have unknown risks attached and are not suitable for everyone and there is risk that one could experience significant losses or make no money at all

Business carries a high level of risk, and may not be suitable for all investors. Before deciding to set out on any business venture, you should carefully consider your investment objectives, level of experience, and risk appetite. The possibility exists that you could sustain a loss of some or all of your initial investment and therefore, you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with a business, and seek advice if you have any doubts from an independent financial advisor and/or qualified professionals such as lawyer or accountant before acting on any of this information.

Users of our services and/or products are advised to do their own due diligence when making business decisions or any reliance made based on them

We are not to be held liable for the success or failure of your decisions relating to any information or product or services presented by us to you and relied on or used by you.

Your use of any information or materials on this website and/or services through it is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website and product meet your specific requirements.

We do not guarantee or warrant the performance of using any information or services contained in this website. When you use this information, you understand that it can be outdated by the time you use it. You also understand that in order to see results from using this information, it will require work and could involve spending money on advertising.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, appearance, look, videos and graphics, images and text. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.

You may be wondering, if you've seen a testimonial on our site, just what was the deal is to have them put up, if any. Well, we have nothing to hide. Let me give you a brief rundown of how this happens.

How We Gather Testimonials:

We receive unsolicited testimonials periodically. Once we receive the testimonial, we email the individual and ask if we can have their permission to add and use their testimonial.

Unless we say otherwise, we have no connection to the person giving the testimonial. Where we do have a material connection to the person we will clearly state the connection.

Please remember that any testimonials on the site are not indicative of future performance or success. We are not implying that these results can be generally expected or achieved by anyone. In fact it’s important to realize that there is a substantial risk of loss associated with any business.

By the way, in the interest of full disclosure, because we have nothing to hide, we cannot say that these testimonials are representative of all users and at all times for any user. People who send testimonials tend to be happy with the services and/or products provided at the time they sent the testimonial, but their experience may change over time.

We try to be as transparent as possible at all times.

We would never mean to say or pretend that any person will or is likely to achieve profits or loses similar to those discussed on this website. Each person may have different results. In fact, it’s pretty certain they and you will not have similar results and there are frequently sharp differences between hypothetical performance results and actual results subsequently achieved by any particular business. So the saying "Past performance is not indicative of future results" really holds true here.

One of the limitations of hypothetical performance results is that they are generally prepared with the benefit of hindsight. Also, hypothetical results do not involve financial risk and that’s why no hypothetical profit record can completely account for the impact of financial risk in business.

There are a lot of other factors related to the market in general or to the implementation of any specific business objective which cannot be fully accounted for in the preparation of hypothetical performance results and all of which can adversely affect results.

Although we make every attempt to assure accuracy, we do not give any express or implied warranty as to its accuracy. What we are saying here is that we do not accept any liability for any error or omission. You'll see we have examples posted now and again. These are for illustrative purposes only so please do not construe them as investment advice or strategy.

We would love for you to subscribe to our mailing list, use the website, or become a member. Remember that by doing any of these you will be deemed to have accepted all the terms of this page in full.

Here's another thing and it’s very important to know: halbertology (dot) com, Mark McRae, Kevin Halbert and Bond Halbert, the website and its representatives (including product developers and authors) do not and cannot give investment advice or invite customers to engage in investments through this website.

It follows then also that we and anybody else who helped us create, produce, or deliver the site and any materials bought by you are not liable for any damages you suffer if and when and however you use it/them. Here's another mouthful that’s worth reading out loud and remembering:

We or any of these persons mentioned above, are never to be held liable by you for any: "direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the site or services or product or inability to do so either in whole or in part. Without limiting the foregoing, everything on the site and via services is provided to you 'AS IS' WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON INFRINGEMENT."

Note: If you're uncertain of anything we say, rather don't use our site or services or contact us for clarification to your satisfaction before doing so.

Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.

We do our best to ensure that the website is available 24 hours per day but we cannot be held liable if for any reason the site is not available.

It's vital you also read our privacy policy. Basically what's said there applies here too.

Anything you post in the site or bulletin board or anywhere else and disclose to any other member, becomes ours and ours only. We can then do with it as we like and send it where we like or even make any products out of it and market them.

Anything on our site or material content is either ours, or we are using it with permission of the person who had rights to it. The information we provide on this website is not meant for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or would subject us to any registration requirement in such jurisdiction or country. This includes any intellectual property violation against us or the lawful owner by you.

Anytime you decide to click on any link to any site from our site, it doesn't mean that we have checked these other sites. You must link at your own risk.

If you say or put up any information anywhere on our site or bulletin, you and you alone will be held responsible for any law you break by doing so. Bottom line: don't publish anything illegal on our site or try to offend anybody with any unlawful, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, nasty, or profane material.

Because it’s our site and we may need to change things on it from time to time, we do reserve the right to change these terms and conditions without notice.

But don't worry, you can check for updates to this disclaimer or our policies at any time just by visiting this page.

Of course the content of this website and any and all of our course or service materials or strategies—whether printed, recorded in digital audio or visual, or other format or otherwise displayed by us or produced by us in any way—is copyright protected so this means that it may not be copied or reproduced in any way or for any reason, or displayed on an public domain or site without our express written permission which must first be applied for and agreed to by us at our sole discretion.


This site and any course materials or service materials is/are not intended for distribution, or use by, any person in any country where such distribution or use would be contrary to local law or regulation. None of the services or investments or products referred to in this website are available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. It is the responsibility of visitors to this website to ascertain the terms of and comply with any local law or regulation to which they are subject.

Market Opinions:

Any opinions, news, research, analyses, prices, or other information contained on this website or from any broadcast is provided as general commentary, and does not constitute investment advice. Halbertology (dot) com and all persons connected thereto will not accept liability for any loss or damage, including without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.

By using the services and any products offered by us, or using this website, the user agrees that the author, owners, employees, representatives, distributors, shareholders, members, agents, and any other entities associated with us shall not be held liable for any direct, indirect, consequential loss, or any damages whatsoever arising from this usage, or the use of any product, service, materials, information, software, video or audio, or digitally produced information, messages, manuals, worksheets, instructions, directives etc. and any other information contained in regard to its use and understanding. Use this site and the services offered by us at your own risk. Neither a Guarantee of Performance, results, nor any anticipated Return On Investment is offered at any time. Past performance is no guarantee of future results.

Purchase considerations:

Access to any members’ area/ forum or password-protected part of the components of the site that form part of the product are for at least 6 (six) calendar months from date of purchase of the product.

Before purchasing any service or product from any page on our website(s), you also agree to any specific terms as may be set out regarding any purchase and refund policy and procedure and payment terms and accept full risk all for same. Including, inter alia, the following:

All our content and membership site are provided on a license basis only. Should any payments be validly refunded or membership of the site be terminated with you for any reason, then similarly the license to use or access our members’ area and services expires forthwith. By purchasing our product and/or service and/or membership, you agree to the license and all terms on this page and elsewhere on our site.

At any and all times the maximum claim that may be made by you against ourselves, whether in a single or class action or multiple claim action, including all costs and sundries, shall be limited to the amount of $100.

Copyright and confidentiality

Material found on our site and used in our services is copyrighted material. Once purchased you have the full license to use the same but are prohibited from sharing any part of it in any manner with any persons outside of your immediate family. This is a rule is designed to protect all users. Please read the Confidentiality and Non-Disclosure clause below which forms part of the terms and to which you will be legally bound. Failing to abide by the Confidentiality and Non-Disclosure clause below will result in prosecution to the full extent of the law:

Confidentiality and Non-Disclosure

You agree on purchase and/or receipt and/or use of our services and/or products and its components in whatever form they are presented, that:

You will receive certain material and verbal and written communications and agree to hold any such information of any sort confidential at all times.

This proprietary and confidential information is provided to you on the following conditions:

1. You agree to hold confidential or proprietary information or trade secrets (“confidential information”) in trust and confidence and agree that it shall be used only for the contemplated purposes, shall not be used for any other purpose, or disclosed to any third party.

2. No copies will be made or retained of any written information, videos, audio, software, passwords, subscriber access, or any other materials associated with us.

3. Confidential information shall not be disclosed to any employee, consultant, or third party unless they are your immediate family in a domestic environment.

4. Protection of secrecy. Recipient agrees to take steps reasonably necessary to protect the secrecy of the Confidential Information, and to prevent the Confidential information from falling into the public domain or into the possession of unauthorised persons.

Internet Risks:

There are risks associated with utilizing any Internet-based system or product including, but not limited to, the failure of hardware, software, and Internet connection. Since we do not control signal power, its reception or routing via Internet, configuration of your equipment or reliability of its connection, we cannot be responsible for communication failures, distortions or delays when online.

You may not create a link to this website from another website or document without our prior written consent.

Now you might want to contact us. That’s easy...just direct your query to:

The Manager,
support @ halbertology (dot) com

We'll be happy to hear from you.

Of course if either you or we ever find that we need to bring on the legal eagles for any reason this is how it'll have to play out:

This policy and the use of this site and purchase of any product or service from this site and in terms hereof are governed by the laws of the Queensland, Australia.If a dispute arises under this Policy (agreement) we agree, at our sole discretion, to first try to resolve it with the help of a mutually agreed-upon arbitrator in the following location: Queensland.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Queensland; under the rules of the Arbitration Foundation that exists in that state or, at our sole discretion, any other state.

This statement and the policies outlined on this page are not meant to create any contractual or other legal rights on behalf of a visitor to the site.

By becoming a member of our website or using it or our services, you agree that you unconditionally accept this disclaimer agreement.

Another very important note: We, the Directors, Members, Agents, Employees, Partners, and Representatives can't be held liable for any loses, injury or damages you may claim, as per the laws of the Australia or any other country. See our other policies and disclaimers to be read herewith in this regard. If any conflict in interpretation arises between these terms and conditions and any disclaimers, terms, or policies on our site or any materials, the interpretation most favourable to ourselves shall survive and prevail.